how i manage my money featuring my excel daily expense trac

how i manage my money featuring my excel daily expense tracker steal this now

these are the tools and strategies that have helped me knock out credit card debt, a car loan, and 75% of my student loan, while making a modest salary, and living in an area with the highest cost of living in the united states. i am an expert on nothing but my own story. i’ve lived in different countries and had varying incomes/housing situations, but the way i handle and track my money has remained the same.

i know that when i’m in times of stress and uncertainty, my spending is one of the ways i cope. just the process of tracking my numbers daily helped me to feel more calm. this works for me. this has helped me dig my way out of a financial hole and it helps me now make progress each and every day toward my ultimate goal of financial stability and freedom.

here's the budget template i use - https://www.etsy.com/wellbehavedwallet/listing/893086001/well-behaved-budget-template?utm_source=copy&utm_medium=listingmanager&utm_campaign=share&utm_term=so.lmsm&share_time=1603682920578

here's what i do:
daily:
track all expenses. if i don’t spend anything, i enter it as a nsd “no spend day”
check my bank balances
save receipts
make wish/want lists to cope with impulses

weekly:
empty all receipts into monthly folders
check my budget / square against my spending.
before i go out to spend, i total what i’ve already spent in that category and square against my budget.

monthly:
budget close out

yearly: (usually on my birthday)
check my net worth/total debt
pay my taxes!

here's the budget template i use - https://www.etsy.com/wellbehavedwallet/listing/893086001/well-behaved-budget-template?utm_source=copy&utm_medium=listingmanager&utm_campaign=share&utm_term=so.lmsm&share_time=1603682920578

more videos:
my f.i.r.e. playlist: https://www.youtube.com/playlist?list=pldq_rjvxexld9niuqpj6atrg-ojezoih5

other videos you might like:
about me playlist (more info on me and my story!) - https://www.youtube.com/playlist?list=pldq_rjvxexldfebxroi97cx7nbhdatxts
side hustle playlist - https://www.youtube.com/playlist?list=pldq_rjvxexlb4m5i9bg7xwin7yqbv8zwq
affirmations that got me a job - https://youtu.be/9tzi2mwbgky
my vision journal system - https://youtu.be/vdify_bklti
vision board - first look - https://youtu.be/ih38mm7mmxu
room tour - https://youtu.be/bzcjj41jxdo

these are the tools and strategies that have helped me knock out credit card debt, a car loan, and 75% of my student loan, while making a modest salary, and living in an area with the highest cost of living in the united states. i am an expert on nothing but my own story. i’ve lived in different countries and had varying incomes/housing situations, but the way i handle and track my money has remained the same. i know that when i’m in times of stress and uncertainty, my spending is one of the ways i cope. just the process of tracking my numbers daily helped me to feel more calm. this works for me. this has helped me dig my way out of a financial hole and it helps me now make progress each and every day toward my ultimate goal of financial stability and freedom. here's the budget template i use - https://www.etsy.com/wellbehavedwallet/listing/893086001/well-behaved-budget-template?utm_source=copy&utm_medium=listingmanager&utm_campaign=share&utm_term=so.lmsm&share_time=1603682920578here's what i do: daily: track all expenses. if i don’t spend anything, i enter it as a nsd “no spend day”check my bank balancessave receipts make wish/want lists to cope with impulsesweekly:empty all receipts into monthly folderscheck my budget / square against my spending. before i go out to spend, i total what i’ve already spent in that category and square against my budget. monthly: budget close outyearly: (usually on my birthday)check my net worth/total debt pay my taxes!here's the budget template i use - https://www.etsy.com/wellbehavedwallet/listing/893086001/well-behaved-budget-template?utm_source=copy&utm_medium=listingmanager&utm_campaign=share&utm_term=so.lmsm&share_time=1603682920578more videos: my f.i.r.e. playlist: https://www.youtube.com/playlist?list=pldq_rjvxexld9niuqpj6atrg-ojezoih5other videos you might like:about me playlist (more info on me and my story!) - https://www.youtube.com/playlist?list=pldq_rjvxexldfebxroi97cx7nbhdatxtsside hustle playlist - https://www.youtube.com/playlist?list=pldq_rjvxexlb4m5i9bg7xwin7yqbv8zwqaffirmations that got me a job - https://youtu.be/9tzi2mwbgkymy vision journal system - https://youtu.be/vdify_bkltivision board - first look - https://youtu.be/ih38mm7mmxuroom tour - https://youtu.be/bzcjj41jxdo

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these are the tools and strategies that have helped me knock out credit card debt, a car loan, and 75% of my student loan, while making a modest salary, and living in an area with the highest cost of living in the united states. i am an expert on nothing but my own story. i’ve lived in different countries and had varying incomes/housing situations, but the way i handle and track my money has remained the same.

i know that when i’m in times of stress and uncertainty, my spending is one of the ways i cope. just the process of tracking my numbers daily helped me to feel more calm. this works for me. this has helped me dig my way out of a financial hole and it helps me now make progress each and every day toward my ultimate goal of financial stability and freedom.

here's the budget template i use - https://www.etsy.com/wellbehavedwallet/listing/893086001/well-behaved-budget-template?utm_source=copy&utm_medium=listingmanager&utm_campaign=share&utm_term=so.lmsm&share_time=1603682920578

here's what i do:
daily:
track all expenses. if i don’t spend anything, i enter it as a nsd “no spend day”
check my bank balances
save receipts
make wish/want lists to cope with impulses

weekly:
empty all receipts into monthly folders
check my budget / square against my spending.
before i go out to spend, i total what i’ve already spent in that category and square against my budget.

monthly:
budget close out

yearly: (usually on my birthday)
check my net worth/total debt
pay my taxes!

here's the budget template i use - https://www.etsy.com/wellbehavedwallet/listing/893086001/well-behaved-budget-template?utm_source=copy&utm_medium=listingmanager&utm_campaign=share&utm_term=so.lmsm&share_time=1603682920578

more videos:
my f.i.r.e. playlist: https://www.youtube.com/playlist?list=pldq_rjvxexld9niuqpj6atrg-ojezoih5

other videos you might like:
about me playlist (more info on me and my story!) - https://www.youtube.com/playlist?list=pldq_rjvxexldfebxroi97cx7nbhdatxts
side hustle playlist - https://www.youtube.com/playlist?list=pldq_rjvxexlb4m5i9bg7xwin7yqbv8zwq
affirmations that got me a job - https://youtu.be/9tzi2mwbgky
my vision journal system - https://youtu.be/vdify_bklti
vision board - first look - https://youtu.be/ih38mm7mmxu
room tour - https://youtu.be/bzcjj41jxdo